Tuesday, April 26, 2016

Donald Trump has won presidential primaries in all five US states that voted on Tuesday, while Hillary Clinton triumphed in four out of five.

Mr Trump called himself the Republican "presumptive nominee" after victories in Connecticut, Delaware, Maryland, Pennsylvania and Rhode Island.

The results bring him closer to the number of delegates he needs before the party's national convention in July.

For the Democrats, Mrs Clinton was denied a clean sweep by Bernie Sanders.

The Vermont senator won in Rhode Island and vowed to fight to the end of the primaries process.

Speaking at Philadelphia Convention Center after securing the four other states, Mrs Clinton said her campaign was setting "bold, progressive goals" to improve lives in the US.

"We believe in the goodness of our people and the greatness of our nation," she said.
Photo by Rose Lincoln
 Rose Lincoln
As the saying goes, “From those to whom much is given, much is expected.” For more than a decade, much has been expected from ZZ Packer, the gifted writer whose breakout story collection left critics and fans wanting more.

“I don’t think I can remember where I last encountered a debut collection that so justified its existence, that buzzed with so much credibility and attitude,” read one review of “Drinking Coffee Elsewhere” (2003), eight stories that vividly capture the complicated rhythms of contemporary American life.

The wait for a follow-up may soon be over. As the Lillian Gollay Knafel Fellow at the Radcliffe Institute for Advanced Study, Packer is working on a sweeping novel titled “The Thousands” that follows the lives of several families from the end of the Civil War through the American Indian campaigns in the Southwest. The author is unfazed by the extended lead-up to her sophomore effort, except when pressed by her publishers. “The longer they wait,” she said, “the better they expect it to be.”

But good writing takes time, noted Packer, 42, during an interview in her Radcliffe office, and life can get complicated. Since starting work on “The Thousands” she has married, divorced, had two children, and struggled through custody battles and six moves, including two cross-country treks. (Also in the mix: a spot on The New Yorker’s list of the country’s top young writers.) The novel’s narrative has changed, too, with Packer throwing “hundreds of pages away” to arrive at the right place.

“Your conception of something can change so completely, but you can still be writing the same thing,” she said.

Packer’s original narrative focused on buffalo soldiers, regiments of African-American men who served west of the Mississippi River following the Civil War. The idea sprang from talks with her grandmother, the daughter of a Southern sharecropper who moved the family north in search of a different life. “The wandering mind part of me just began thinking about those that didn’t go north the way that everybody else did,” she said. “I wondered, ‘What about the ones who went west?’”

But as she delved deeper, she gravitated toward a broader exploration of Reconstruction and “what happened in America during this time period, and what happened with African-Americans that led us to how we are now.” From the outset it was clear that “The Thousands” required a “bigger treatment” than the short story could provide.

“The feeling of a novel is of having lived this life, or a life,” Packer said. “I like that the novel can do that as a form.”

To capture that sense of time and place Packer logged long hours at the National Archives in Washington, researching how sugar-cane production drove labor in the South (her protagonist works in a Louisiana cane field) and developing a period-specific perspective on challenges for the hearing-impaired (another main character is deaf). Books such as “Bad Hand: A Biography of General Ranald S. Mackenzie” and “The Military and United States Indian Policy, 1865-1903” rest on her desk at Radcliffe.

But the work has been as much a personal as a historical journey for Packer, who always hopes to learn something about herself when building complexity into her characters. “In a sense, it’s my way of understanding my own weaknesses and foibles and how not to repeat them.”

She is frank about getting stuck. To work through a recent creative dry spell, Packer drafted a flow chart that included descriptions of her different types of writer’s block and practical ways forward. “This is actually me doing something to get out of it,” she laughed, pointing to the intricate diagram on her computer screen.

Another resource is her vast collection of books.

“I’ll wonder sometimes just how writers do certain things. It’s like a little note in your mind to go back to look at what they’re doing, what they did well that produced that feeling in you.”

Joyce, Melville, and Shakespeare all have their “stylistic tics,” Packer said, and their pages offer up new things that each “brought to the form.” She reaches for Toni Morrison’s “Beloved” when “just trying to see what the language can do.” She will thumb through works by Malcolm Gladwell looking for “a sentence that’s universal.” Colson Whitehead’s writing “looks new” she said, “but has a sort of noir component.”

Growing up in Atlanta, Packer fell in love with words during her daily trips to the local library with her mother. Coming-of-age stories by Judy Blume, the sleuthing of “Harriet the Spy,” and young-adult novels by S.E. Hinton were among her favorites. In high school she read “whatever there was.” Her passion for writing and reading developed in tandem — when she wasn’t reading, she was scribbling down snippets of stories, plays, and poems.

“I’d always loved writing because I’d loved reading. I think people who are readers are inevitably interested in how it’s all put together, what literature is and how it works.”

She learned an important lesson about how it works during a reading before high school classmates. The story was “melodramatic and overblown,” remembered Packer, but it also resonated with her teenage audience and introduced her to the power of making people “feel something” with her words. “I think that that’s the kind of thing that isn’t emphasized enough when younger writers begin to write.”

As an undergraduate at Yale, Packer opted for literature over engineering and spent much of her time at a local bookstore, scanning the shelves and reading as much as she could. “That was where I first read Updike. I liked the visual quality of being able to see all these fiction titles and their covers … luckily they didn’t kick me out.” She did graduate work at Johns Hopkins University and the Iowa Writers’ Workshop, and later became a Stegner Fellow at Stanford University. But even after years as a successful writer and teacher, Packer hesitates to endorse the profession.

“In a way it requires an obsessiveness that’s not going to be taught. And that obsessiveness of trying to figure out how to be a better writer is not a very good thing to recommend to people.”

Still, on a recent afternoon Packer engaged with students from across the University who had signed up for a luncheon and a chance to ask the author about the work that has become her life. Great writers, those who craft vivid, believable characters and prose, are great observers of human behavior, said Packer. She encouraged her listeners to experiment with different forms, to hone their styles by reading and writing as much as possible, and to be prepared for success to take time.
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We will not ask you irrelevant and long winded questions like other websites when you use our loan request form. We get straight to the point, passing your information through the network within minutes. This is the perfect solution if you find yourself in a temporary financial struggle, such as needing to cover an unexpected bill or pay for car repairs, when your pay check isn't for another few weeks.

Everything is completely easily online with no need for face to face meetings.Your request will be considered even if you have bad credit! This is only one factor that determines lender approval, your current income and circumstances also play a large role.

But why a payday loan online?
Unlike personal loans from the bank or other large lender, the process is fast, there's usually no face to face or phone conversation, and online approval is one of the quickest options out there. We have years of experience helping those in need gain access to emergency funds, and we understand that in such a stressful time borrowers need simplicity and peace of mind. Our platform can be accessed form the comfort of your own home using any internet connected device!

Why Select Us?
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People are often skeptical when they hear about how easy it is to get a payday loan online because there are so many horror stories out there. While there are some unscrupulous services that are not honest with their users, proper payday loans are completely legal in the United States and their terms are governed by state law.

We never make false promises and the lenders in our network always adhere to the rules and regulations.

Many websites claim to offer no credit check, no faxing of documents, and even instant approval. This is not possible, and if you see this it's probably too good to be true. All lenders reserve the right to pull your credit history, though it may not be from the big three bureaus and it doesn't mean you will be rejected if you have bad credit. Likewise lenders might also seek further verification through the faxing or uploading of documents, but this isn't a tedious process like it can be with the banks. In a lot of cases you can be approved in as fast as 5 minutes.

Rest assured that if you use our platform, everything will be completed as fast as possible.
Our main benefits:
No waiting around. Lenders will start the deposit process as soon as possible, with most people seeing funds in their account by the next weekday morning.
Those with bad credit are often still approved, because other factors (such as your employment and income) play a more important role for short term loans.
While we cannot say there is no faxing, you will only be asked for extra paperwork if the lender requires further verification. This is still much faster than at the bank.
Security. We use all the latest encryption technology to ensure your data is secure when passing through the system. We will never give you information to third parties.

Is a payday loan for me?
Despite being short term commitment (usually no longer than 2 weeks) for amounts usually no more than $1,000, payday loans are still an important endeavour that cannot be taken lightly. Before getting started it is important to honestly assess your current situation and determine whether a payday loan is right for you, because failing to meet the obligation can be expensive and will damage your credit rating.

Are you already in debt and just looking to prolong the inevitable? Are you in stable employment with a wage that can cover the loan on the next pay day? Does borrowing from friends or family, or using a credit card make more sense? These are all questions you will need to consider.

If you aren't trying to cycle debt and you do have a stable wage, then a payday loan could be the perfect solution. Especially if you don't have credit cards and do not wish to burden friends and family.

In such a scenario we're here to help. As long as you make the repayment on time there is only one finance charge to pay. So what are you waiting for? Tap in to our network of over 100 lenders today, and fill out just one simple form!
Hey guys! For all of those in the USA, I hope you had a great Fourth of July! I haven't done a lot of jewelry reviews, but today I've got a new review of a monthly jewelry subscription package.

The Bezel Box Mini costs $19.97 per month, with free shipping. Each mini subscription package contains two pieces of Bezel Box's stand-out boutique jewelry. As someone who loves cute accessories but rarely has the time or effort to shop for it, I decided that this would be my perfect chance to try out some rare and unique styles!
The Bezel Box Mini was sent out via USPS first class mail with immediate tracking notification. Everything arrived in just two days, and the jewelry was packed wonderfully in a black-and-pink box, with pink wrapping tissue inside.

With the Bezel Box Mini came a card with information about the pieces inside. The pieces that I got were the Armada Pastel Bib necklace and the matching Armada Pastel Earrings.

On the back of the information card was a printed side with a quote on it. The quote on mine, in case you can't read it in the picture, says:

"Happiness is the secret to all beauty. There is no beauty without happiness."
One of my favorite things about subscription boxes is the packaging. Everything is always organized so nicely, packed as if it were a personal gift. It's like getting a specialized present in the mail once a month!

Now, onto the jewelry. The Bezel Box Mini subscription included the matching Armada Pastel necklace and earrings.
The Armada Pastel Bib necklace is gorgeous, with a bright blend of pink, green, and yellow beads and gems, along with silver and gold details. This necklace features a golden lobster clasp on the back, with an extender for adjustable length.
Bezel Box promises on its site that all of its jewelry are lead and nickel free, making it safe for skin and free from any hazardous chemicals. I've known that lead can be dangerous even in the tiniest amounts, though I never learned of the harmful side of nickel. I then read an article on Bezel Box's blog and found that nickel can cause anything from rashes and itchiness to dry patches and blisters! I guess you really do learn something new every day. (And I guess this means I have to clean through my jewelry collection...)

Aside from the lead-and-nickel-free benefit, this necklace itself already surpasses what I'd expect for a box under $20. Quality-wise, it's heavy and well-made. The chain and clasp are both very sturdy, and all the beads and jewels are attached securely.
The Armada bib necklace is a great accent piece, with its bright colors and bold design. I would'nt have thought to try out this style of jewelry on my own, so I'm really glad that this Bezel Box Mini gave me the chance to.

Needless to say, this necklace instantly brightens up any outfit. It looks great when paired with simple patterns or solid-colored tops and dresses. Here, I'm wearing the Armada Pastel Bib necklace with a white romper that I reviewed in my previous post.

Before receiving this Bezel Box Mini, I'd never really bothered to wear statement jewelry, but this necklace surprised me with how stunningly beautiful and high-quality it is!
The Bezel Box Mini offers many combinations of jewelry, including necklaces, earrings, rings, and bracelets. Mine came with the Armada Pastel Earrings, which have green gems and gold detailing to match the Armada Bib necklace.
Unfortunately, I don't have my ears pierced, so I can't wear earrings. Likewise, I'm not very experienced with reviewing the quality of earrings, but the Armada earrings seem to be very sturdy and well-made.

I love that the Bezel Box Mini paired the earrings with the necklace of the same series, which takes the hassle out of putting together a cute matching look. The earrings have a simple design, paired with a beautiful color and shiny gemstone.
Even though I couldn't wear the earrings, I'm still happy with my very first Bezel Box Mini! The quality of the items is amazing, the style is stunning, and the whole idea of getting a beautifully-packaged gift box every month is super exciting. This was a fun experience, and I'm going to be on the lookout for more cool subscription boxes!
Our life is full of unpredictable surprises and not all of them are pleasant. Maybe your little daughter needs to visit a dentist’s office, or you woke up this morning and realized that your basement is flooded with water. Medical bills and household repairs can be costly, and this is not something you can put off. When events occur unexpectedly, you may find yourself unable to get the money and pay all your normal bills, especially if you have bad credit and it is difficult to be approved for a bank loan. And in such a situation no credit check cash loans with guaranteed approval can be your lifebelt.

Online no credit check payday loans can relieve your financial worries
Maybe you understand that you should have set aside a little money as savings, but hindsight will not help you right now, because you need a small amount instantly, just to tide you over until your next paycheck. Online loans no credit check guaranteed approval are a quick and easy source of emergency funds - all you have to do is to choose a lender, submit an application, get the funds and repay the loan with your next paycheck. The interest rate on these loans is high, but the amount of money you borrow could not exceed $ 1,500 and the terms are short, so the actual amount you pay in interest is very affordable.

Guaranteed approval cash advances are indispensable in an emergency case, because the money you need can often be transferred to your bank account almost instantly, especially if you borrow from an online loan company. Applying for a no credit check loan over the Internet means that you can do it 24 hours a day, 7 days a week, in the comfort of your own home, making it an incredibly quick and easy process. By searching at the Internet, you can find a number of direct different lenders, enter your contact information and a list of available payday loans appears with their rates, terms and conditions.

Do you afford a guaranteed no credit check loan?
Usually, borrowers have to pay a slightly higher cost while using payday loans online. However, availing this loan can still be a smart move. The amount you can get depends on your regular income stream. The interest rate will be close to 10-35% on any amount you borrow. So, calculate the money in your budget including your next paycheck. Therefore, you can afford online loans no credit check guaranteed approval if your salary is enough to pay it back. In some cases, payday loans may be the only one option you can count on. If this is your situation, then it is advisable to learn about the payday loan providers thoroughly before taking loans from them.
Before getting right to the review, I'd like to apologize to Ever-pretty for taking so long to write this review. I actually received the dress back in the start of November, but never had the chance to take nice pictures and write up a review until now.

Anyway, I was pretty excited when Ever-pretty contacted me and asked if I'd like to review a dress from their store. They sell all sorts of dresses and gowns, from casual dresses to formal evening gowns, and their prices are relatively low compared to many formal dress retailers.

The dress that I picked was a strapless beaded floral high-low dress. Ever-pretty originally priced this at $59.99, but it's now on sale for less than half the price, costing just $24.99. Their sizes range from US 4 (AU/UK 6) to US 16 (AU/UK 18), and each product has its own detailed size chart with bust, waist, hip, length, and sleeve length (if applicable) measurements, so you know exactly how it's supposed to fit.




The dress was nicely packaged and arrived in perfect condition. It came with Ever-pretty tags as well. Knowing that Ever-pretty's dresses are quite affordable in price, I was initially skeptical about the quality. After all, I've heard the many horror stories of people buying super cheap formal dresses from China-based companies, only to find that the quality is terrible and the dresses look nothing like the original.


To my surprise, the dress that I got from Ever-pretty looks exactly as pictured on the model! It features a sweetheart neckline, ruched bodice, allover floral print, beaded neckline, flowy high-low chiffon hem, and silky underlayer. The color is a bright turquoise, with beautiful pink and floral flowers. The front is also slightly padded, so you can wear it without a bra if you'd like.




Here, I'm wearing this high-low floral dress with a necklace from Forever 21 and beige lace heels from Shop Chiki (use code mimchikimchi for 10% off!).


This dress is quite versatile in style; the floral print and flowy high-low hem make it the perfect sundress for spring or summer, yet the beaded neckline gives it an extra flair of elegance. You can wear it with cute sandals for a casual look, or pair it with accessories and heels for a dressed-up, more formal style.


The fabric is a bit thinner than regular formal dresses that I'd find in stores around me, but it's also more breathable. The dress is well-made, with no loose threads or issues that I've noticed.




I got the dress in size US 4, and it fits exactly as described. the top is quite stretchy and form-fitting, and the dress is fully lined and comfortable to wear. Personally, I would've loved if it were a few inches shorter in the front, but either way it's absolutely stunning!


I've always been a huge fan of high-low dresses, since they give you a bit of both the flowing, elegant look of a floor-length dress and the flattering, sexy look of a shorter dress. This dress is perfect for a variety of occasions, whether it's for a vacation, a graduation party, a semi-formal dance, or simply as everyday wear.






Although I was initially skeptical of the store, Ever-pretty really impressed me with their strapless floral high-low dress, which turned out to be quite a lovely steal for $25! The dress was well-packaged and well-made, and it looks and fits exactly as I'd expected it to. I like it a lot, and I'm super happy with this experience!
It is pretty rare on here to see a broker from Australia so we are happy to take a look at an up and coming binary options broker that is based there. The name of that broker is High Low. It is a binary options trading site that is very innovative and is attracting a lot of attention from traders.
One of the things that make High Low an excellent binary options trading alternative is the fact that it’s a regulated broker. It can also be traded in several places around the world like Australia, Europe, Africa and the Middle East. Unfortunately it cannot be traded by USA binary options investors at this time, but for US traders we have Binary Option Robot or Porter Finance. It also features a trading platform that is super easy to navigate around and use; that is so important to be able to do when placing trades and learning about binary options trading. It is also a website that unlike many others is not cluttered with a lot of useless information.
Next to be discussed is risk free binary options trading, but before you jump up and down too much at the thought of this, be aware that no type of market trading is ever 100% risk free. When the term risk free is used at is pertains to binary options trading, it really means that risk is reduced as much as possible. Let’s take a look at this a little closer.

So how exactly does a trader make a trade as risk free as possible? This is accomplished by placing one or more trades on the same asset that allow for several different outcomes.

When it comes to making this multi-faceted trade, a trader will buy options on an asset in option+ mode in two different directions, as the asset trends one way then the trader will then sell call options at different times to bolster the trade. If the trader calls it right, then they will minimize losses and that should lead to the overall trade being profitable. Does it happen all the time? No, but it does happen a majority of the time and certainly gives you a chance at getting at least a little money back. That is why trading this way is called risk free trading.

The drawback to this type of so called risk free trading is that you have to constantly monitor yourcomputer screen to know when to sell an option before it expires.

Just in case you did not know or remember; as pertains to normal binary options rules, when you make a trade the option will expire at a predetermined time. As a result of this, a risk free trading strategy will only be able to take place in the Option+ mode of an online broker that offers it.

The trade is initiated by buying a call option and then immediately placing a put option after it. Once that is done, then you will monitor the assets trend until it becomes clear that it’s definitely trending in one direction or the other. At this point you must quickly sell the option that is not trending in the current price direction; the faster you do this, the less you will lose. This quick sell off normally keeps losses less than 25%.

Since you are making profit on the properly trending trade, it will normally offset those losses and more. In order to get the maximum profit you will have to let the trade reach its expiration.

For those that might not have realized that you can sell an option before it expires, it’s what is called Early Closure. On rare occasions you can use this technique to actually make profit on both options.
Risk is a core element of trading in the Stock Market. When trading any security at any level, there is no way to avoid risk, but only the ability to manage and minimize that risk. Any professional trader would agree that risk management is a critical component of building a successful portfolio over the long-term. And within that, the art of trading options carries risks, just the same. It is critical to your trading success that you recognize and understand the most common risks that come along with trading options. 
The first risk, and one of the most important, is the risk of losing your entire investment in a relatively short period of time. Options carry with them an expiration, and if you ride that option contract until the expiration date, losing your entire investment will be the byproduct. Along with that, is the fact that you can lose your entire investment BEFORE the expiration date, as the option goes further out-of-the-money (OTM). Without tending to your option contract, you are bound to wave your investment goodbye.

Option contracts have what are called exercise provisions. Just like with any contractual agreement, these are the rules, regulations, and limitations tied to the contract that the buyer must adhere to. With these provisions, come obstacles that create risk that is out of your hands and out of your control. The only control the buyer has is to either not purchase that particular option contract, or manage that position based on the provisions he or she is trading. Also critical, is the fact thatregulatory agencies may impose exercise restrictions which may stop you from seizing certain opportunities and realizing value.

Now when it comes to selling options, there are also particular risks that come along with this side of the business. In perfect design, the relationship between an option contract buyer and seller should be always be mutually beneficial. But the inherent risk is the simple fact that options sold may be exercised at anytime before expiration, at the buyer’s discretion.

When it comes to selling different types of calls, there are risks and parameters that come along with each entry. Concerning selling covered calls, the risk lies in the fact that you forgo the right to profit when option’s underlying stock rises above the strike price of the call options sold. You then continue to run a risk when the underlying stock declines past your covered call income.

There will always be risk when dealing with selling naked calls and puts. The critical risk to note is thatsellers of a naked call risk unlimited losses if the underlying stock rises and, inversely, that sellers of a naked put risk significant losses if the underlying stock drops. Sellers of naked positions also run “margin call” risks if the position yields significant losses. Such may include, but are not limited to, “subject to liquidation” by the broker. This is not fun and should be avoided at all costs!
A stipulation that may run a risk without the right strategy, is that as a seller of stock options, you are obligated under the terms of the contract to deliver the option they sold whether or not a trading market is available or whether or not they are able to perform a closing transaction. In that same context, is the fact that the value of an option contract (call or put) may surge or plummet unexpectedly when the underlying stock or security moves drastically, leading to automatic exercises and losses.

You cannot run from risk. With trading any security in the Stock Market, and of course trading stock options, there will always be risk brought on by the nature of the security and the risks brought on by your trading decisions. Of course, you can implement the various proven strategies to guide your trading, there is also risk in adhering to the complexities of these strategies. There is no way to avoid risk in the Stock Market, there is only to manage and minimize risk.

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