EVER-PRETTY REVIEW: HIGH-LOW BEADED FLORAL DRESS

Before getting right to the review, I'd like to apologize to Ever-pretty for taking so long to write this review. I actually received the dress back in the start of November, but never had the chance to take nice pictures and write up a review until now.

Anyway, I was pretty excited when Ever-pretty contacted me and asked if I'd like to review a dress from their store. They sell all sorts of dresses and gowns, from casual dresses to formal evening gowns, and their prices are relatively low compared to many formal dress retailers.

The dress that I picked was a strapless beaded floral high-low dress. Ever-pretty originally priced this at $59.99, but it's now on sale for less than half the price, costing just $24.99. Their sizes range from US 4 (AU/UK 6) to US 16 (AU/UK 18), and each product has its own detailed size chart with bust, waist, hip, length, and sleeve length (if applicable) measurements, so you know exactly how it's supposed to fit.

The dress was nicely packaged and arrived in perfect condition. It came with Ever-pretty tags as well. Knowing that Ever-pretty's dresses are quite affordable in price, I was initially skeptical about the quality. After all, I've heard the many horror stories of people buying super cheap formal dresses from China-based companies, only to find that the quality is terrible and the dresses look nothing like the original.

To my surprise, the dress that I got from Ever-pretty looks exactly as pictured on the model! It features a sweetheart neckline, ruched bodice, allover floral print, beaded neckline, flowy high-low chiffon hem, and silky underlayer. The color is a bright turquoise, with beautiful pink and floral flowers. The front is also slightly padded, so you can wear it without a bra if you'd like.

Here, I'm wearing this high-low floral dress with a necklace from Forever 21 and beige lace heels from Shop Chiki (use code mimchikimchi for 10% off!).

This dress is quite versatile in style; the floral print and flowy high-low hem make it the perfect sundress for spring or summer, yet the beaded neckline gives it an extra flair of elegance. You can wear it with cute sandals for a casual look, or pair it with accessories and heels for a dressed-up, more formal style.

The fabric is a bit thinner than regular formal dresses that I'd find in stores around me, but it's also more breathable. The dress is well-made, with no loose threads or issues that I've noticed.

I got the dress in size US 4, and it fits exactly as described. the top is quite stretchy and form-fitting, and the dress is fully lined and comfortable to wear. Personally, I would've loved if it were a few inches shorter in the front, but either way it's absolutely stunning!

I've always been a huge fan of high-low dresses, since they give you a bit of both the flowing, elegant look of a floor-length dress and the flattering, sexy look of a shorter dress. This dress is perfect for a variety of occasions, whether it's for a vacation, a graduation party, a semi-formal dance, or simply as everyday wear.

Although I was initially skeptical of the store, Ever-pretty really impressed me with their strapless floral high-low dress, which turned out to be quite a lovely steal for $25! The dress was well-packaged and well-made, and it looks and fits exactly as I'd expected it to. I like it a lot, and I'm super happy with this experience!

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High Low Review

It is pretty rare on here to see a broker from Australia so we are happy to take a look at an up and coming binary options broker that is based there. The name of that broker is High Low. It is a binary options trading site that is very innovative and is attracting a lot of attention from traders.

One of the things that make High Low an excellent binary options trading alternative is the fact that it’s a regulated broker. It can also be traded in several places around the world like Australia, Europe, Africa and the Middle East. Unfortunately it cannot be traded by USA binary options investors at this time, but for US traders we have Binary Option Robot or Porter Finance. It also features a trading platform that is super easy to navigate around and use; that is so important to be able to do when placing trades and learning about binary options trading. It is also a website that unlike many others is not cluttered with a lot of useless information.

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Risk Free Binary Options Trading

Next to be discussed is risk free binary options trading, but before you jump up and down too much at the thought of this, be aware that no type of market trading is ever 100% risk free. When the term risk free is used at is pertains to binary options trading, it really means that risk is reduced as much as possible. Let’s take a look at this a little closer.

So how exactly does a trader make a trade as risk free as possible? This is accomplished by placing one or more trades on the same asset that allow for several different outcomes.

When it comes to making this multi-faceted trade, a trader will buy options on an asset in option+ mode in two different directions, as the asset trends one way then the trader will then sell call options at different times to bolster the trade. If the trader calls it right, then they will minimize losses and that should lead to the overall trade being profitable. Does it happen all the time? No, but it does happen a majority of the time and certainly gives you a chance at getting at least a little money back. That is why trading this way is called risk free trading.

The drawback to this type of so called risk free trading is that you have to constantly monitor yourcomputer screen to know when to sell an option before it expires.

Just in case you did not know or remember; as pertains to normal binary options rules, when you make a trade the option will expire at a predetermined time. As a result of this, a risk free trading strategy will only be able to take place in the Option+ mode of an online broker that offers it.

The trade is initiated by buying a call option and then immediately placing a put option after it. Once that is done, then you will monitor the assets trend until it becomes clear that it’s definitely trending in one direction or the other. At this point you must quickly sell the option that is not trending in the current price direction; the faster you do this, the less you will lose. This quick sell off normally keeps losses less than 25%.

Since you are making profit on the properly trending trade, it will normally offset those losses and more. In order to get the maximum profit you will have to let the trade reach its expiration.

For those that might not have realized that you can sell an option before it expires, it’s what is called Early Closure. On rare occasions you can use this technique to actually make profit on both options.

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THE TOP 10 RISKS OF TRADING OPTIONS

Risk is a core element of trading in the Stock Market. When trading any security at any level, there is no way to avoid risk, but only the ability to manage and minimize that risk. Any professional trader would agree that risk management is a critical component of building a successful portfolio over the long-term. And within that, the art of trading options carries risks, just the same. It is critical to your trading success that you recognize and understand the most common risks that come along with trading options. 

The first risk, and one of the most important, is the risk of losing your entire investment in a relatively short period of time. Options carry with them an expiration, and if you ride that option contract until the expiration date, losing your entire investment will be the byproduct. Along with that, is the fact that you can lose your entire investment BEFORE the expiration date, as the option goes further out-of-the-money (OTM). Without tending to your option contract, you are bound to wave your investment goodbye.

Option contracts have what are called exercise provisions. Just like with any contractual agreement, these are the rules, regulations, and limitations tied to the contract that the buyer must adhere to. With these provisions, come obstacles that create risk that is out of your hands and out of your control. The only control the buyer has is to either not purchase that particular option contract, or manage that position based on the provisions he or she is trading. Also critical, is the fact thatregulatory agencies may impose exercise restrictions which may stop you from seizing certain opportunities and realizing value.

Now when it comes to selling options, there are also particular risks that come along with this side of the business. In perfect design, the relationship between an option contract buyer and seller should be always be mutually beneficial. But the inherent risk is the simple fact that options sold may be exercised at anytime before expiration, at the buyer’s discretion.

When it comes to selling different types of calls, there are risks and parameters that come along with each entry. Concerning selling covered calls, the risk lies in the fact that you forgo the right to profit when option’s underlying stock rises above the strike price of the call options sold. You then continue to run a risk when the underlying stock declines past your covered call income.

There will always be risk when dealing with selling naked calls and puts. The critical risk to note is thatsellers of a naked call risk unlimited losses if the underlying stock rises and, inversely, that sellers of a naked put risk significant losses if the underlying stock drops. Sellers of naked positions also run “margin call” risks if the position yields significant losses. Such may include, but are not limited to, “subject to liquidation” by the broker. This is not fun and should be avoided at all costs!

A stipulation that may run a risk without the right strategy, is that as a seller of stock options, you are obligated under the terms of the contract to deliver the option they sold whether or not a trading market is available or whether or not they are able to perform a closing transaction. In that same context, is the fact that the value of an option contract (call or put) may surge or plummet unexpectedly when the underlying stock or security moves drastically, leading to automatic exercises and losses.

You cannot run from risk. With trading any security in the Stock Market, and of course trading stock options, there will always be risk brought on by the nature of the security and the risks brought on by your trading decisions. Of course, you can implement the various proven strategies to guide your trading, there is also risk in adhering to the complexities of these strategies. There is no way to avoid risk in the Stock Market, there is only to manage and minimize risk.

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A little alcohol in pregnancy puts future generations at risk

Previous studies have shown that alcohol use and related disorders pose a significant threat to global health. Exposure to moderate amounts of alcohol in utero or during early life puts humans at greater risk for alcohol abuse in adolescence and adulthood.

Factors affecting teen drinking habits are varied and complex. They include the desire to engage in risk-taking and rebellious behavior, as well as the wish to impress and to sustain popularity among peers.

Alcohol exposure can begin early, during pregnancy, through breastfeeding or when participating in festive occasions. One study shows that 39% of 8-10-year-old children in Pennsylvania had drunk or sipped alcohol.

The contexts in which alcohol is consumed have been linked to the quantities and rates of consumption, affecting the decision to partake of a glass of wine with dinner or indulge in a binge-drinking session.

Scientists have found a significantly higher rate of alcohol use disorder among adolescents born to mothers who consumed three or more drinks when pregnant, compared with those whose mothers did not drink.

An increased propensity to drink is thought to be linked to prenatal alcohol exposure (PAE) altering the neurophysiological response to the challenge of alcohol.

Between 10-15% of American women are estimated to drink some alcohol during pregnancy.

Just four glasses can affect offspring

Nicole Cameron, assistant professor of psychology at Binghamton University in New York, and colleagues collaborated with Michael Nizhnikov, of South Connecticut University, to investigate the effects of alcohol consumption during pregnancy on alcohol-related behavior in future generations.

To examine the effect, they gave pregnant rats the equivalent of one glass of wine each day for 4 consecutive days, during the rat equivalent of the second trimester in humans.

They then tested young offspring of both genders for water or alcohol consumption over two subsequent generations, to find out if rats whose mothers or grandmothers had consumed alcohol while pregnant were more likely to consume it themselves.

To evaluate sensitivity to alcohol, they looked at the righting reflex, or the ability to return the body to its default position, in this case, from lying down to standing up.

Adolescent male rats received a high dose of alcohol, which rendered them unresponsive and drunk on their backs. The team measured how long it took the rats to recover their senses and get back on their four paws.

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